Can I Still Bring A Claim If My Medical Bills Were Paid By My Health Insurance?

Auto Accident Medical BillsHave you been injured in a car accident? Depending on the severity of your injuries, you may have been taken to the hospital by ambulance, flown by helicopter, driven there yourself or even gone to your family physician later if the injuries weren’t immediately apparent.

If you have health insurance, your insurance company will typically pay for the medical expenses incurred from an auto accident because of the contractual obligation that is in place. But in most cases, the injured party will still be obligated to pay deductibles and copays, along with costs associated with medical supplies, prescription drugs and rehabilitative equipment – potentially thousands of dollars.

Seek Help Recovering Out of Pocket Medical Expenses

A Houston accident attorney can help the injured party recover these payments by initiating a lawsuit to recover the medical-related expenses that the health insurance company required them to pay in order to receive medical treatments. An injured party can also have his or her accident attorney pursue reimbursement for other medical expenses, such as medical supplies, prescription drugs and rehabilitative equipment.

Steps to Take to Ensure Proper Reimbursement

When a car accident first occurs, particularly if you are injured severely, saving receipts and the costs associated with getting well again likely aren’t the first things you think about. But in order to recover the full cost of any medical expenses, it is imperative that you keep every receipt and any related documents that prove out-of-pocket costs so that your Houston car accident attorney is better prepared. Not sure if a document is important? Keep it.

Some of the things that you should file together are:

  • All of your receipts,
  • medical records,
  • documents related to doctor visits, hospital visits, rehabilitation visits
  • and any other medical expenses.

An experience attorney can help decide if the expense can be recovered.

What Will Getting Help From an Accident Attorney Cost Me?

After being injured in a car accident and paying exorbitant sums for health care, you might be hesitant to spend more money on an attorney. You might ask yourself, “What if I lose? I can’t afford medical bills AND attorney bills!”  As an injured car accident victim, you have enough to worry about with medical expenses without worrying about legal expenses. But this will not be the case.

A car accident attorney will represent injured parties on a contingency basis. That means the attorney will not get paid unless he or she wins the case. If the case is won, then the Houston car accident attorney will get a percentage of the award to cover his or her time and expenses.

This type of legal arrangement benefits you, as the victim of a car accident. It alleviates any unexpected costs that would cause the client a financial hardship.

If you have been involved in a motor vehicle incident, then you have nothing to lose and everything to gain by contacting Ricardo N. Gonzalez & Associates, as our experienced Houston car accident attorneys can help you protect your legal rights!